Dental Insurance: Understanding Your Benefits
Dental insurance is a valuable tool in maintaining your oral health by making regular checkups, cleanings, and treatments more affordable. At Lans Family Dentistry, we know that understanding your insurance benefits can be confusing, but we’re here to guide you and ensure you make the most of your coverage.
How Lans Family Dentistry Supports You
At Lans Family Dentistry, we work with a range of insurance providers, including Delta Dental, Aetna, United Concordia, Cigna PPO, and more. We handle the claims process for you, so you don’t have to worry about paperwork. Although we do not accept HMO plans, we are a fee-for-service practice and participate in many insurance networks to ensure you get the care you need.
It’s important to provide us with up-to-date insurance information so we can process claims accurately and efficiently.
Understanding Your Benefits
While dental insurance is an excellent tool to offset the cost of dental care, it’s important to remember that your policy is a contract between you and your insurance company. Our responsibility is to provide you with high-quality dental care, while it is the patient’s responsibility to understand what their insurance covers.
Insurance plans often cover a “usual and customary” fee determined by the insurance company. This may differ from the actual cost of treatment in our office. For example, if your plan covers 80% of a procedure, it’s based on the insurance company’s set fee, which might be lower than our actual charges. This is why it’s critical to understand the details of your policy and be aware of any out-of-pocket expenses.
Lans Dentistry In-House Dental Savings Plan
We are excited to offer a new In-House Dental Savings Plan for our patients without dental insurance. Because regular dental care is an integral part of your overall health, we have created this plan to support your efforts. Keep in mind, this is NOT a dental insurance plan. It is a discount plan with great BENEFITS, which includes: no yearly maximum, no waiting periods, no deductible, no pre-authorization, no missing tooth clause and cosmetic dentistry is included. This plan is only available to patients without dental insurance and cannot be combined with any other insurances or discounts, including interest-free Care Credit. The discounted rates are only good at Lans Family Dentistry.
Maximizing Your Coverage
Dental insurance is meant to assist you with costs, but it’s important to prioritize your health over what the policy will cover. At Lans Family Dentistry, we estimate what your insurance may cover, but this is just a guideline. We are here to help you maximize your benefits, file claims, and ensure you receive the best care possible.
Don’t forget to ask about our in-house dental savings plan if you don’t have dental insurance! If you have any questions about your insurance or financial responsibility, feel free to contact Lans Family Dentistry. We’re here to help you navigate the process and make the most of your dental coverage.